✅ Using current market rates with detailed amortization analysis

📊 Current Mortgage Details

🎯 Proposed Refinance Details

📈 Refinance Analysis Results

💵 Current Loan Payment

Principal Payment: $0.00

Interest Payment: $0.00

Total Monthly Payment: $0.00

💡 New Loan Payment

Principal Payment: $0.00

Interest Payment: $0.00

Total Monthly Payment: $0.00

📊 Payment Breakdown Changes

Principal Change: $0.00

Interest Change: $0.00

Total Change: $0.00

🏦 Current Balance Analysis

Current Loan Balance: $0.00

Proposed Refinance Amount: $0.00

Estimated Financed Costs: $0.00

💰 Monthly Savings Summary

Current Payment: $0.00

New Payment: $0.00

Monthly Savings: $0.00

📈 Lifetime Totals Comparison

Current Total Principal: $0.00

New Total Principal: $0.00

Current Total Interest: $0.00

New Total Interest: $0.00

Interest Savings: $0.00

📅 12-Month Balance Projection

Current Loan Balance: $0.00

New Loan Balance: $0.00

Balance Difference: $0.00

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📅 24-Month Balance Projection

Current Loan Balance: $0.00

New Loan Balance: $0.00

Balance Difference: $0.00

🔒 Extended Projections
See 24-month savings trajectory
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⚖️ Break-Even Analysis

Break-Even Timeline:

Detailed analysis will show when refinancing pays off...

🔒 Break-Even Timeline
Discover when you'll start saving money
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🚀 Accelerated Payoff Strategy

Payoff Acceleration:

Learn how to pay off your loan years early...

🔒 Payoff Strategy
Accelerate your mortgage payoff timeline
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